How safe is avast free anti virus for online banking?

I’ve installed avast free antivirus. Of course upon registration it recommends upgrading to paid version for online banking. Is this legit or just marketing hype? It’s on my laptop by the way. Question is, am I protected to bank online, or should I add something else? Currently I’ve been using the McAfee free trial that came preinstalled with no troubles at all, but it expires very soon.

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